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Undervalued Financial Services stocks in India (November 2026)

Financial Services companies trading below our estimate of fair value, ranked by discount — the cheap corner of the sector, quality-checked.

#CompanyQualityDiscountOur call
1Jindal Poly Investment & Finance Company LtdJPOLYINVST · Financial Services52+93%Avoid
2BF Investment LtdBFINVEST · Financial Services48+84%Avoid
3Kama Holdings LtdKAMAHOLD · Financial Services72+77%Pass
4Vardhman Holdings LtdVHL · Financial Services36+69%Avoid
5Cholamandalam Financial Holdings LtdCHOLAHLDNG · Financial Services78+58%Pass
6TVS Holdings LtdTVSHLTD · Financial Services79+57%Pass
7Aditya Birla Money LtdBIRLAMONEY · Financial Services66+51%Buy candidate
8GIC Housing Finance LtdGICHSGFIN · Financial Services47+46%Pass
9Five-Star Business Finance LtdFIVESTAR · Financial Services59+46%Avoid
10Dolat Algotech LtdDOLATALGO · Financial Services58+44%Pass
11General Insurance Corporation of IndiaGICRE · Financial Services56+42%Pass
12Abans Financial Services LtdAFSL · Financial Services47+41%Pass
13Balmer Lawrie Investment LtdBLIL · Financial Services55+41%Avoid
14Power Finance Corporation LtdPFC · Financial Services75+40%Buy candidate
15Repco Home Finance LtdREPCOHOME · Financial Services71+38%Buy candidate
16Fedders Holding LtdFEDDERSHOL · Financial Services48+38%Avoid
17Medi Assist Healthcare Services LtdMEDIASSIST · Financial Services71+37%Pass
18Bengal & Assam Company LtdBENGALASM · Financial Services49+37%Pass
19Indian Energy Exchange LtdIEX · Financial Services92+34%Buy candidate
20Canara Robeco Asset Management Company LtdCRAMC · Financial Services88+32%Buy candidate
21Ugro Capital LtdUGROCAP · Financial Services61+28%Pass
22LIC Housing Finance LtdLICHSGFIN · Financial Services65+26%Watch
23Seshaasai Technologies LtdSTYL · Financial Services68+25%Watch
24Dam Capital Advisors LtdDAMCAPITAL · Financial Services68+25%Pass
25Master Trust LtdMASTERTR · Financial Services62+20%Pass
26PTC India Financial Services LtdPFS · Financial Services32+19%Pass
27Rane Holdings LtdRANEHOLDIN · Financial Services44+14%Pass
28Consolidated Finvest & Holdings LtdCONSOFINVT · Financial Services42+11%Avoid
29REC LtdRECLTD · Financial Services75+11%Buy candidate
30Asset Reconstruction Company (India) LtdARCIL · Financial Services62+9%Avoid
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Quality score is a 0–100 rating of business quality; discount is versus our estimate of fair value. RichFakir is a free educational research tool, not investment advice — figures are estimates from public filings and may contain errors. Do your own research.